Save Money: Make Homemade Banana Bread

We love bananas at our house, so it is a good thing that they are fairly affordable. That said, we often discard the overripe ones, even though I’m always trying to gauge the right quantity and pick the proper greenness. It seems that they can go from optimally delicious to over-ripe in a matter of hours. Inflation and the Trump tariff taxes are straining our grocery budget, and it is criminal to throw out food. Overripe bananas can be used in a variety of recipes. They can serve as an egg substitute, be blended into a smoothie, or, in the case of today’s recipe, be used to make a simple and delicious banana bread.

There are many recipes for banana bread, but I like the classic Betty Crocker recipe from my 1990s cookbook. I believe we got that book as a wedding present, and it has been well used. I also have a 1970s edition that I bought new. Yes, time marches on! Classic cookbooks like Betty Crocker’s are wonderful because they are written for the average user. They tend to be straightforward and limit the use of exotic ingredients. They are also well tested, so users are more likely to achieve good results. This recipe is a heritage recipe, meaning that it has been popular since the mid-20th century. Let’s take a look at the ingredients.

The ingredients are straightforward, but we will make a few substitutions. You can freeze bananas in their skins for later baking use. You can also peel and mash them, adding 1T lemon juice to prevent oxidation. If you do the latter, note that 1.5 cups of mashed bananas is enough for this recipe.

These bananas are no longer edible in our home. However, they are perfect for smoothies or banana bread.

The recipe calls for 1/2 C of buttermilk, but you don’t need to go to the grocery store; just make your own. Add 1/2 T of vinegar and enough milk to bring the total volume up to 1/2 C. Let the mixture stand for around 10 minutes before using. We are not using vinegar for flavoring, so any vinegar can be used. White vinegar is very inexpensive and always good to have in your stockpile, as it has so many uses.

Cream the sugar and the butter. If you forgot to take the butter out to soften, you can soften it in the microwave. All microwaves are different, but usually 15-20 seconds is enough to turn a rock-hard stick of butter into soft butter. Don’t overdo it, as a few extra seconds can melt the butter, leaving you with a greasy mess to clean up. I started at 15 seconds, then added 3 more, and the butter reached the perfect consistency.

Here, I creamed the butter and sugar. Did I do a perfect job? Probably not, but it is good enough. I scraped down the sides a few times. You can absolutely make banana bread by hand, but an inexpensive hand mixer is a worthwhile investment, although not absolutely necessary. After the butter was creamed, I added the eggs.

Here is the mixture with the eggs beaten in. I scraped the bowl with a spatula during this process to make sure everything was mixed in.

I missed taking a photo of myself adding the bananas. I just broke the bananas into pieces and used the mixer to mash them into the batter. If I didn’t have a mixer, I would have mashed them separately and then stirred them in.

I then added the homemade buttermilk and the vanilla and mixed them in. I’m using real vanilla, but you don’t have to. Cooks often say real vanilla is the best, but that may not be completely true. Manufactured vanilla doesn’t have all of the volatile compounds of real vanilla, so real vanilla is the best choice with unheated foods, like a milkshake. However, most of those compounds are lost in baking, and in baked goods, most people can’t tell the difference between the two. Real vanilla is very expensive; manufactured vanilla is very inexpensive.

Add the flour, baking soda, and salt. When measuring flour spoon it into the measuring cup and then level the cup with a knife.

Pro tip: if you want less mess, convert the volume measurements to weights and use a food scale. Then no measuring cups are needed! However, since not everyone has a food scale, I’m going with standard Imperial measurements.

I could keep using my hand mixer, but it is gentler to fold the flour in with a spoon or spatula. When mixing the other ingredients, mix for as long as necessary. However, you should mix the flour only until it is incorporated, as you don’t want to develop gluten. Developing gluten is great for bread, which is why you knead it. However, it makes cakes, muffins, and quick breads tough and chewy, so avoid excessive mixing once you add the flour.

Here is the batter ready to go into the pans. At this point, you can add your extras. Walnuts or chocolate chips are fantastic additions. However, one of our family members doesn’t like nuts, and another dislikes chocolate (I know, hard to believe).

Pour the batter into 2 greased loaf pans. I’m using 8″ pans, but 9″ pans also work. I like the smaller pans as the loaf will be a bit taller. Per the recipe, bake at 350°F (180°C) for 1 hour in 8″ loaf pans and 1.25 hours in 9″ loaf pans. However, my bread only took 45 minutes to bake. Set your timer for less time than the recipe states and check. You can always add time, but you can’t take it away. The bread is done when the batter pulls away from the pan, and a knife inserted in the center comes out clean.

Here are the breads out of the oven. Allow them to cool for around 5 minutes before turning out. We will eat one and wrap and freeze the other for a future treat.

Quick breads are delicious, and once you make one, you have the skill to make any other variety. A slice can be a dessert, a snack, or something to take with you on your morning commute. A nice piece of homemade banana bread and some home-brewed coffee beats an expensive trip to a coffee shop every time.

There you have it, a really delicious treat from food that most people toss in the trash. A penny saved is a penny earned!

Mike